Rising property values in Brisbane ( 12% in 2025) means the average matrimonial property pool has increased, but so too has the complexity of valuing it fairly. Where the primary asset is the family home, the difference between a valuation obtained at separation and one obtained at the time of hearing can now be significant. Tight vacancy rates mean separating couples may not be able immediately afford to live apart. And with the investor loan segment growing year-on-year (18.9% in 2025), the disposition of investment portfolios in property settlements will need closer collaboration with advisors to ensure orders are practically capable of implementation without triggering unexpected CGT events or lender refusals. Never has the need been greater to contact Conveyancing Home QLD for a consultation.
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National dwelling values rose approximately 7.5% in 2025, with Perth (13%), Brisbane (12%) and Adelaide (9%) recording particularly strong gains. Darwin led all capital cities at approximately 18% growth. Sydney and Melbourne grew more modestly at around 4% and 2% respectively. KPMG projects annual rent growth of around 3.5% through 2026 and 2027, while the total outstanding mortgage book has grown to AUD 2.54 trillion — 6.7% higher than a year earlier.
Impact on Property Pool Valuations
Rising prices across most markets means that the matrimonial property pool in the average matter has increased in nominal value — but so too has the complexity of valuing it fairly. Where the primary asset is the family home, the difference between a valuation obtained at separation and one obtained at the time of hearing can now be significant. Binding Financial Agreements and consent orders must be drafted with care to specify which valuation date applies, and independent valuations should be obtained as close to the relevant date as possible.
In markets where prices are moving quickly — particularly Perth, Brisbane and Adelaide — earlier valuations may understate or overstate the pool significantly. Consider seeking court-appointed valuers or agreed valuers in contested property matters to minimise delay between valuation and orders.
Mortgage Stress and Interim Arrangements
Tight vacancy rates (nationally around 1.1%) and sustained rent increases are placing real pressure on separating couples who cannot immediately afford to live apart. Applications for interim property orders and injunctions restraining the sale or encumbrance of the family home are likely to increase. Practitioners should be ready to advise clients on the interaction between spousal maintenance obligations and mortgage repayment responsibilities during interim periods.
Investment Property Portfolios
The investor loan segment grew 18.9% year-on-year in 2025. Many separating couples hold multiple investment properties, often with differing loan structures, tenancies in place, and tax implications. The disposition of investment portfolios in property settlements will require closer collaboration with financial advisers, accountants and mortgage brokers to ensure orders are practically capable of implementation without triggering unexpected CGT events or lender refusals.
CALL US FIRST – 073236 2852 info@conveyancinghome.com.au | 8/320 Adelaide Street, BRISBANE
#ConveyancingHomeQLD #QLDProperty #PropertyLaw #BrisbaneRealEstate #HousingCrisis #QueenslandHousing #PropertyMarket2026